Where We Work
Business insurance across Alberta.
We’re an Edmonton-based brokerage serving businesses across the province. Coverage built around the risks each city actually faces.
Business insurance by Alberta city
Somewhere else in Alberta? We cover the whole province →
Looking for a commercial insurance broker in particular?
How It Works
Same broker in every city. Different risk in each one.
One province, one licence, one broker
Alberta is a single regulatory jurisdiction, so a brokerage licensed here can place coverage for a business anywhere in it. A shop in Grande Prairie and a contractor in Lethbridge get the same broker and the same access to markets. Velocity is a licensed Alberta brokerage and a member of the Insurance Brokers Association of Alberta.
We work remotely, on purpose
Quotes, applications, certificates of insurance, and renewals are handled by phone and email, which is why where you are in Alberta does not change the service you get. In-person meetings are available by appointment. It also means a certificate a general contractor is waiting on does not depend on anyone driving anywhere.
What actually differs by city is the risk
The policy wording is provincial, but the exposure is local. Hail through the Calgary corridor, wildfire and industrial work in the north, freeze and water losses on older Edmonton building stock, agriculture and wind in the south. Each city page is built around what that city sees rather than a template with the name swapped.
Not on the map is not a problem
The pinned cities are where enough Alberta businesses are concentrated to justify their own page, not the limit of where we write. If you are somewhere else in the province, the Alberta-wide page covers the same ground and the quote process is identical.
Common Questions
Working with a broker across Alberta.
Do I need an insurance broker in my own city?
No. Insurance is regulated provincially, not municipally, so a broker licensed in Alberta can place coverage for a business anywhere in Alberta. What matters far more than distance is whether the broker knows your class of business and has markets that will write it. A local broker who cannot place your risk is not more useful than one two hours away who can.
Is Velocity licensed everywhere in Alberta?
Yes. Velocity is a licensed Alberta brokerage and a member of the Insurance Brokers Association of Alberta, and that licence covers the whole province. The city pages exist because the risks differ from place to place, not because our coverage of the province does.
My business operates in more than one Alberta city. Which page applies?
Any of them, and none of them exclusively. The city pages are a way in, not a coverage boundary. If you run out of one location and work in several, tell us where the work happens and where the assets sit, because both affect how the program is built. Multi-location and mobile operations are ordinary and are priced on the whole picture.
Do you place coverage outside Alberta?
Velocity is an Alberta brokerage and builds commercial programs for Alberta businesses. If your operations extend beyond the province, tell us where, and we will confirm what can be arranged before you rely on it rather than after.
Does my location change what my insurance costs?
It can, on the property side especially. Insurers price for the hazards an area is exposed to, so hail, wildfire, overland flooding, and local crime all show up in the rate. Liability pricing is driven far more by what you do than by where you do it. If you are comparing quotes across locations, the property section is usually where the difference is.
The Next Step
Don’t seeyour city?
We work with businesses across Alberta, not just the cities listed here. Tell us where you operate and we’ll build coverage to match.
Request a Quote