Insights & Updates
In Commercial Insurance by Mandy Stierman
If a lawsuit alleges something your policy covers, your insurer has to defend you, even if the claim turns out to be false. Here is how that works in Canada.
In Commercial Insurance by Mandy Stierman
Stock in your shop is usually covered. A furnace in the trailer or siding stacked on site overnight often is not, and an installation floater fills that gap.
In Commercial Insurance by Mandy Stierman
Your tool floater has a per-item cap, a locked vehicle warranty and a valuation basis. What each one means when tools go missing from the truck.
In Guides by Velocity Insurance
If you run a software or IT business, most of what an insurer wants to know about you is already saved somewhere. Your own AI agent can now use those, interview you for whatever is missing, and hand you a finished technology insurance application to get a comprehensive quote.
In Commercial Insurance by Mandy Stierman
You do not need a fire at your door to lose business to wildfire smoke. Here is what your policy actually covers, and what it does not.
In Commercial Insurance by Mandy Stierman
After years of rising premiums, commercial insurance became a buyer's market in 2026. Here is how to use it well without under-insuring.
In Commercial Insurance by Mandy Stierman
The costliest cyberattacks do not look like hacking. They look like a normal email asking you to change where a payment goes.
In Blog by Mandy Stierman
Auto insurance in Alberta is expensive and everyone is frustrated. Here is a plain-English look at where the money goes and what changes in 2027.
In Blog by Mandy Stierman
The picker crane on your truck. The tools inside it. Your auto policy doesn’t cover them. Here is what to check.
In Risk Tips by Mandy Stierman
One page, usually issued the same day, that a job site will not let you start without. It proves your coverage exists. It does not give anybody any, and that gap is where the arguments happen.
In Coverage by Mandy Stierman
Alberta just had its wettest June on record. Many commercial policies do not include overland flood or sewer backup automatically. Here is what to check.