Industries We Serve
Our Focus.
We don’t sell off-the-shelf policies. We work in a handful of industries, deeply, so the coverage we build actually fits the risks you face.
The Verticals
Industries we specialize in.
Beauty, Hair & Nail Salons
Tailored protection for salons, barbershops, spas, and aestheticians, from chemical burns to client property loss.
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Contractors
Coverage for the trades: electrical, plumbing, HVAC, framing, and finishing, on the job site and on the road.
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General Contractors & Project Owners
Course-of-construction protection for the build itself: structures and materials from groundbreaking to handover.
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Property Owners & Landlords
Protect the buildings you own and the income they produce: commercial and mixed-use portfolios.
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Condominium Corporations
Built for property managers and boards: the replacement-cost coverage the Condominium Property Act requires, the board, and the deductible-chargeback rules.
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Cleaning Services
Coverage for residential and office cleaners working in client spaces: slip and falls, damaged property, and employee theft.
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Medical Offices
Protection for clinics and practices: chiropractors, dental, opticians, veterinarians, and pharmacists.
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Retail Operations
Protection for storefronts and showrooms: inventory, customer injuries, theft, and the income that keeps the lights on.
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Heavy Duty Mechanics
Coverage for heavy duty mechanics servicing trucks, trailers, and equipment, whether you work mobile, run your own shop, or do both.
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Restaurants & Bars
Protection for kitchens, dining rooms, and bars: customer injury, food and liquor liability, property, and equipment breakdown.
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Non-Profits & Associations
For societies, community and industry associations, and Legions: volunteer board protection, event liability, liquor, and crime.
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Technology Companies
For software and SaaS, IT services and MSPs, and technology consultants: errors and omissions for the work you ship, cyber for the data you hold.
View coverageBy Trade
Contractors, broken out by trade.
An electrical fire, an escape of water, a carbon monoxide claim, and an open roof in a storm are four different claims files. These pages cover each trade on its own terms.
Electricians
For the trade whose work stays energized after you leave, from fire and completed operations to the equipment downstream of your panel.
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Plumbers
For the trade where the pipe is the cheap part, and escape of water, hot work and the building around the job are the expensive ones.
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HVAC Contractors
For systems that run unattended, covering carbon monoxide, brazing and hot work, rooftop units, and the equipment in your care.
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Carpenters
For the trade whose work is the structure, where the workmanship boundary, occupied-home damage and the biggest tool kit on site all meet.
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Roofing Contractors
The hardest trade in Alberta to place, between height, hot work, open decks and the hail surge that staffs up faster than anyone can vet.
View coverageAnother trade? See all trades & contractors.
By Service
Beauty and personal services, by the work you do.
A colour that burned, an infection traced to a pedicure tub, a razor at the neckline, a filler that occluded, and a reaction to tattoo pigment are five different claims files, placed with different insurers. These pages cover each on its own terms.
Hair Salons
For the room where the claim is a colour that burned, a bleach that broke, or a back bar that emptied into the suite below.
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Nail Salons
For the studio where the claim comes from what an instrument touched, or what a room full of monomer smelled like.
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Barbershops
Priced like a barbershop rather than a salon, around blade work, a busy walk-in floor and a till that still takes cash.
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Med Spas & Medical Esthetics
Injectables and laser are medical procedures in a retail setting. A salon policy does not reach them, and this program is written for them.
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Tattoo & Piercing Studios
Broken skin on every client and a result that is permanent. A narrower set of insurers writes it, and they ask more before they do.
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Massage Therapy
The largest search term in personal services, and a practice where the claim is the treatment, the intake form, or the room you were renting.
View coverageLashes, esthetics, massage, or something else? See all beauty & personal services.
The Next Step
Don’t see your industry?
We work with businesses outside our core verticals every day. Tell us what you do and we’ll build coverage to match.
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